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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

Find expertly crafted articles, the latest updates, and practical advice here to easily navigate the ever-evolving world of benefits.

Is Using Your 401(k) to Pay Off Your Mortgage a Smart Move? Discover the Unexpected Pros and Cons

Retirement savings and homeownership are two pillars of financial security. But when you have a sizable 401(k) and a looming mortgage, you might wonder: should you dip into yo...

Funding Your Climate Change Solution: Grants Available for Innovative Technology

Climate change is one of the most pressing issues facing our world today. But with the right technology and innovation, we can make major strides in mitigating and adapting to its impacts. ...

RIFs, VERA, and VSIP in 2025: What Happens to Your TSP, FEHB, and Pension in a Federal RIF?

As 2025 continues, many federal employees face uncertainty due to agency restructuring, early retirement offers, and potential Reductions in Force (RIFs). Understanding your rights,...

Is $3 Million Enough to Retire at 65? Here's A Comprehensive Look

With increasing life expectancies and rising living costs, planning for retirement has become more crucial than ever. According to the U.S. Census Bureau, the average life expectancy in the United States is ...

Your October Schedule for Social Security Benefit Payments

As we step into October, it's time to mark your calendars for the upcoming Social Security benefit payments! If you rely on Social Security, knowing the payment dates can help you plan your finances more effect...

$6,500 Housing Bonus Available—Who Qualifies and How to Apply?

The state of Illinois has launched a $6,500 financial assistance program to support families without stable housing. This one-time rental bonus is aimed at helping families secure stable housing amid rising r...

Grant Funds Help Fill Knowledge Gaps in Coronavirus Research

Coronavirus funding has been hit or miss with funds available whenever an animal virus that infects humans flares up. Funds are not available and researchers totally lose interest when the public health crisis...

Auto Costs Are Increasing: Save Money with These Important Tips

On Wednesday, May 5, the U.S. Federal Reserve raised an important interest rate to a level not seen in more than 20 years because of record-setting inflation impacted by the COVID-19 pandemic, supply chain ...

Home Improvement Grants and Rental Assistance for Low-Income Americans

The USDA offers single-family home repair grants. Grants can be competitive. When you are ready to apply for a grant, you will need to provide evidence of wages or self-employed income statements, bank acc...